About RAA Finance

About RAA Finance

RAA Finance loans are provided by RAC Finance Limited ABN 77 009 066 862 Australian Credit Licence 387972 and are subject to RAC Finance lending criteria; conditions, fees and charges apply.  Royal Automobile Association of South Australia Incorporated ABN 90 020 001 807 credit representative number 466848 is an authorised representative of RAC Finance Limited.


RAA Finance offers personal loans for any worthwhile purpose: from cars and boats to holidays and home renovations.

RAA Finance strives to be the best personal lender for our members by:

  • Offering RAA Members a 1% p.a. discount off the standard interest rate  
  • Offering $100 off the establishment fee for RAA Members
  • Helping you remove the risk of buying and owning a car by packaging insurance, road service and vehicle inspections into the cost of your loan
  • Giving you quick approval in 7 working hours, with your funds available within 24 working hours.

*Subject to applicants satisfying all conditions between 9:00am and 5:00pm Monday to Friday, excluding public holidays. Funds available via cheque and EFT within 24 hours provided that approved customers supply required documentation to RAA Finance by midday on any working day.

For loan terms and conditions, please download the T&Cs here.

If you have any queries regarding your existing loan with Motoring Club Finance Limited, t/a RAA Finance, please call 1300 651 812 or email finance@raa.com.au

More Finance Information

How much can I borrow?

No monthly fees