About RAA Finance

About RAA Finance

RAA Finance is a business name of Motoring Club Finance Limited ABN 56 167 246 899 (MCFL). MCFL is a joint venture equally owned by the Royal Automobile Association of South Australia Inc and RACWA Holdings Pty Ltd which is wholly owned by the Royal Automobile Club of WA (Inc).


RAA Finance offers personal loans for any worthwhile purpose: from cars and boats to holidays and home renovations.

RAA Finance strives to be the best personal lender for our members by:

  • Offering RAA Members a 1% p.a. discount off the standard interest rate  
  • Offering $100 off the establishment fee for RAA Members
  • Helping you remove the risk of buying and owning a car by packaging insurance, road service and vehicle inspections into the cost of your loan
  • Giving you quick approval in 7 working hours, with your funds available within 24 working hours.

*Subject to applicants satisfying all conditions between 9:00am and 5:00pm Monday to Friday, excluding public holidays. Funds available via cheque within 24 hours provided that approved customers supply required documentation to RAA Finance by midday on any working day.

For loan terms and conditions, please download the PDS here.

More Finance Information

How much can I borrow?

No monthly fees