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Hard To Place Insurance

Ever had trouble getting insurance for your car?

If any of the following sound familiar then you probably have and that's where Hard to Place (H2P) insurance comes in.

H2P (Hard to Place) Insurance is aimed at reducing the amount of uninsured motorists on the road. With that in mind, H2P offers comprehensive insurance for drivers who are finding it difficult to find private car insurance.

If you own a highly modified car or import you need to give us a call.

We look at each risk individually to determine the premium, excess and acceptability. We also include a huge range of benefits at no extra cost including the ability to pay premiums by the month plus an excess level not offered by some other insurers.

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Claims

Download the H2P Claim Form here:

H2P Accident Claims

H2P Theft Claims


The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Product Disclosure Statement (PDS). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Modified Car - H2P

H2P Comprehensive Insurance will cover you for loss or damage to your car Australia wide for the following insured events:

  • Accidental loss or damage to your car
  • Theft or attempted theft
  • Malicious damage
  • Fire
  • Flood
  • Hail
  • Storm

PLUS up to $20 million cover for loss or damage to other people’s property.

You will also have the backing of South Australia’s leading motor insurance company. Trust RAA to give you peace of mind plus a range of additional benefits at no extra cost with your H2P comprehensive insurance including:

  • Agreed Value for your vehicle
  • The freedom to choose your own repairer
  • Pay by the month premiums
  • Hire car for 21 days following theft
  • No fault excess
  • Repairs guaranteed for life if an RAA Approved repairer is used
  • Transport costs of returning your vehicle if it is recovered following theft.

Get a quote

Imported Car - H2P

Don’t see what the big deal is about imported cars but the insurance companies do? That’s why H2P Comprehensive Insurance will cover you for loss or damage to your car Australia wide for the following insured events:

  • Accidental loss or damage to your car
  • Theft or attempted theft
  • Malicious damage
  • Fire
  • Flood
  • Hail
  • Storm

PLUS up to $20 million cover for loss or damage to other people’s property

You will also have the backing of South Australia’s leading motor insurance company. Trust RAA to give you peace of mind plus a range of additional benefits at no extra cost with your H2P comprehensive insurance including:

  • Agreed Value for your vehicle
  • The freedom to choose your own repairer
  • Pay by the month premiums
  • Hire car for 21 days following theft
  • No fault excess
  • Repairs guaranteed for life if an RAA Approved repairer is used
  • Transport costs of returning your vehicle if it is recovered following theft.

Get a quote

More Insurance & Security Information

3 Months Free on Premium

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