When you head off on your travel adventures, it’s nice to know your caravan is covered by RAA Comprehensive Caravan Insurance, which includes up to $2,000 contents cover.
Caravan Insurance Benefits
Accidental loss or damage
You’re covered Australia-wide for accidental loss or damage to your caravan as a result of a storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.
Contents cover (up to $2,000)
If your caravan is broken into we’ll cover up to $2,000 for theft of the contents (excluding personal effects such as mobile phones, tablets, jewellery and credit cards). We’ll also cover accidental damage to the contents if the caravan itself is damaged as a result of an insured event.
New caravan replacement
If you buy a new caravan and it’s written off within the first two years, we’ll replace it with a new one of the same make and model, subject to local availability.
If the motor in a fixed air conditioner or refrigerator burns out or fuses, we’ll cover the cost of repair or replacement.
Traveller's Benefit (up to $750)
We’ll cover up to $750 for transport & accommodation if you’re driving with your caravan more than 100km from home and you become seriously ill or injured. Full details
Emergency repairs (up to $750)
We’ll cover up to $750 for emergency repairs to your caravan so you can get it to your destination, the nearest repairer or a place of safety, after an insured event.
Emergency travel/accommodation (up to $750)
If you are more than 100km from home and your caravan has been stolen or is not towable as a result of an insured event, we’ll cover up to $750 for emergency travel and overnight accommodation.
14 day change of caravan cover
When you replace your caravan we'll cover your new caravan for up to 14 days.
We’ll cover up to $20,000,000 legal liability for any loss or damage to other people's property arising from the use of your caravan.
Claims handled in South Australia
For your convenience our call centre and claims department are right here in SA.
Locks and keys (up to $750)
If your caravan keys are stolen and police investigations conclude they are unlikely to be found, we’ll cover up to $750 for their replacement and/or re-coding of locks.
No fault excess
We’ll cover your excess if, in our opinion, you were not at fault and you can supply the details of the other party involved.
Recovery costs following theft
We’ll cover the transport costs, as agreed by us, for the return of your caravan if it’s recovered after being stolen.
Freedom of choice of repairer Repairs guaranteed for life Taxi home (up to $150)
We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your caravan cannot be towed as a result of an accident.
Towing and storage
If your caravan is damaged as the result of an insured event, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.
With our prior agreement, we’ll cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event involving your caravan.
The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Comprehensive Caravan Insurance Product Disclosure Statement (PDS). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.