RAA Comprehensive Trailer Insurance covers your trailer for loss or damage caused by storm, fire, flood, hail, collision, malicious damage and theft or attempted theft.
Trailer Insurance Benefits
Accidental loss or damage
You’re covered for accidental loss or damage to your trailer as a result of a storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.
New trailer replacement
If you buy a new trailer and it’s written off within the first two years, we’ll replace it with a new one of the same make and model, subject to local availability.
We’ll cover up to $750 for transport & accommodation if you’re driving with your trailer more than 100km from home and you become seriously ill or injured. Full details
Emergency repairs (up to $750)
We’ll cover up to $750 for emergency repairs to your trailer so you can get it to your destination, the nearest repairer or a place of safety, after an insured event.
If you are more than 100km from home and your trailer has been stolen or is not towable as a result of an insured event, we will cover up to $750 for emergency travel and overnight accommodation.
14 day change of trailer cover
When you replace your trailer we'll cover your new trailer for up to 14 days.
We’ll cover up to $20,000,000 legal liability for any loss or damage to other people's property arising from the use of your trailer.
Claims handled in South Australia
For your convenience our call centre and claims department are right here in SA.
Locks and keys
If your trailer keys are stolen and police investigations conclude they are unlikely to be found, we’ll cover up to $750 for their replacement and/or re-coding of locks.
No fault excess
We’ll cover your excess if, in our opinion, you were not at fault and you can supply the details of the other party involved.
Recovery costs following theft
We’ll cover the transport costs, as agreed by us, for the return of your trailer if it’s recovered after being stolen.
Freedom of choice of repairer Repairs guaranteed for life Taxi home (up to $150)
We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your trailer cannot be towed as a result of an accident.
Towing and storage
If your trailer is damaged as the result of an insured event, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.
With our prior agreement, we’ll cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event involving your trailer.
The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Product Disclosure Statement (PDS). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.