Optional Cover
RAA Insurance can provide a range of optional covers to suit you depending on your circumstances.
- Accidental Damage
- Selected Effects
- Pet Cover
- Landlord's Fixtures & Fittings
- Flood
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Accidental Damage
The Accidental Damage option can cover your contents if you accidentally lose them, they are damaged or stolen anywhere in Australia or New Zealand. You may have thousands of dollars of contents on you at any given time e.g. phone, sunglasses, pen, bag, watch, mp3 player, cosmetics, camera etc. so it is worth getting them covered while you are out and about. Accidental damage will even cover the contents you take on camping holidays or when you are caravanning such as kitchen utensils, sleeping bags, movie cameras and tents. For true peace of mind contact us and we let you know more about the Accidental Damage option.
Selected Effects
Selected Effects cover is where you select certain items up to their total value to be covered in case they are accidentally lost, stolen or damaged. This might be an engagement or wedding ring worth thousands of dollars that you want covered outside the home for example.
Pet Cover
Lots of people have pets and just like people, their pets become sick and have accidents. That's why it pays to have our Pet Cover Option. Cover for your dog or cat is an affordable option you can add to your contents cover.
Policy Cover Includes
We will cover up to $500 for each accident or illness suffered by your dog or cat during your period of insurance.
Temporary Pet Accommodation
Should your home be so badly damaged that you are forced to seek alternative accommodation, not only can we cover your temporary accommodation we will also cover the cost of temporary accommodation for your dog or cat
Landlord's Fixtures & Fittings
With this option we can cover loss or damage to the fixtures and fttings in a property you rent out. Fixtures and fittings include fixed air conditioners, curtains, carpets and light fittings. This option covers damage to the fixtures and fittings due to an insured event e.g. fire, storm etc. but it doesn't cover accidental damage caused by tenants.
Flood cover
You automatically have 5% of your contents covered but under your contents policy however you can choose to cover your home and contents from flood by selecting this option.
This option covers for damage caused by flood, storm surge or rising water.
The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Product Disclosure Statement (PDS). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.