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Premium Factor | Possible Impact |
Age and gender of Named Driver(s) | The age and gender of Named Driver(s) may affect the Premium. |
Discounts | You may qualify for one or more of the discounts offered by us. |
Driving history of Named Driver(s) | Driver(s) with different levels of experience and claims may attract different Premiums or Excesses. |
Amount of Basic Excess selected | Your Premium may be affected by the amount of Basic Excess selected. |
Whether your Vehicle is subject to finance | Your Premium may be affected if you have taken out a loan for your Vehicle. |
Garaging address of your Vehicle | If your Vehicle is stored in a high-risk area, it may affect your Premium. |
Annual kilometres for your Vehicle | The annual distance you drive your Vehicle may affect your Premium. |
Type of vehicle and its Accessories/Modifications | Average repair costs for vehicles and Accessories and Modifications my affect your Premium. |
Use of your Vehicle | Using your Vehicle for Business Use may affect your Premium. |
Sum Insured | A higher Sum Insured will normally attract a higher Premium. |
Storage type of your Vehicle | Where your Vehicle is stored may affect your Premium. |
Frequency of use for your Vehicle | How frequently you use your Vehicle may affect your Premium. |