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Premium Factor Possible Impact
Age and gender of Named Driver(s) The age and gender of Named Driver(s) may affect the Premium.
Discounts You may qualify for one or more of the discounts offered by us.
Driving history of Named Driver(s) Driver(s) with different levels of experience and claims may attract different Premiums or Excesses.
Amount of Basic Excess selected Your Premium may be affected by the amount of Basic Excess selected.
Whether your Vehicle is subject to finance Your Premium may be affected if you have taken out a loan for your Vehicle.
Garaging address of your Vehicle If your Vehicle is stored in a high-risk area, it may affect your Premium.
Annual kilometres for your Vehicle The annual distance you drive your Vehicle may affect your Premium.
Type of vehicle and its Accessories/Modifications Average repair costs for vehicles and Accessories and Modifications my affect your Premium.
Use of your Vehicle Using your Vehicle for Business Use may affect your Premium.
Sum Insured A higher Sum Insured will normally attract a higher Premium.
Storage type of your Vehicle Where your Vehicle is stored may affect your Premium.
Frequency of use for your Vehicle How frequently you use your Vehicle may affect your Premium.