Types of car insurance cover

Get more from RAA insurance with our Comprehensive cover
Third Party, Fire & Theft Add fire and theft cover to basic Third Party cover Third Party
Covers you for loss or damage caused to other people's vehicle or property arising out of the use of your vehicle
Unlimited windscreen repair or replacement
Repair or replacement of your windscreen, plus you won't pay an excess for windscreen or window glass breakage claims.
Lifetime Vehicle Replacement
If you insure your car from new with RAA Comprehensive Car Insurance, and it's written off, we'll replace it with a brand new one*
Sum insured or market value
In the event of a total loss, we’ll pay the sum insured or market value, whichever is the higher at the time.
Theft or attempted theft
You're covered if your car is stolen or damaged during a theft or an attempted theft.
You're covered if your car is damaged by fire, including bushfire.
Legal liability
Covers you for up to $20,000,000 for the loss or damage to other people's property.
Claims handled in SA
For your convenience our call centre and claims department are right here in SA.
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* Lifetime Vehicle Replacement - a brand new vehicle if your car is a total loss, is manufactured in 2014 or after, and you have insured it with RAA since new.

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Product Disclosure Statement (PDS). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.