Home Insurance
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Winner of Canstar's Most Satisfied Customers - SA Home Insurer Award 2019-2023 -
Discounts and benefits for RAA members -
Easy online claims 24/7 -
Pay monthly at no extra cost
Get a Home Insurance quote from SA locals
Whether you’re looking for combined Home and Contents Insurance, Contents Insurance or Home Building Insurance, we’ve got a level of cover to give you peace of mind.
Getting a quote online is quick and easy, and you can claim online 24/7.
Compare our 3 types of Home Insurance
Home and Contents Insurance
- Covers your home and contents against a range of events including fire, flood and storm.
- Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
- Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.
Home Building Insurance
- Covers your home against a range of events including fire, flood and storm.
- Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
- Optional Fixtures and Fittings Cover available.
- Doesn't cover your contents.
Contents Insurance
- Covers your contents against a range of events including fire, flood and storm.
- Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
- Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.
- Doesn’t cover your home.
Looking for Landlord or Short Stay Insurance?
Why choose RAA Home Insurance?
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10% multi-policy discount
We give you a 10% discount on each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance) in the same name.* -
15% Seniors Card holder discount
Seniors Card holders can get a 15% discount on their home insurance policy.* -
Loyalty discount
The more products you have with RAA and the longer you’ve been with us, the more you could save.*
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Our claims are handled in SA
You'll always speak to a local who understands. -
Shopping and entertainment discounts
Access to our member benefits, so you can enjoy discounts to many stores throughout Australia and online. -
RAA membership included
When you take out an insurance policy, you and any other policy holders automatically become members and get access to great benefits.
*Discounts do not apply to optional covers or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy.
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We've won Canstar's Most Satisfied Customers - SA Home Insurer Award for the fifth year running
In 2023 our members once again reported higher levels of product and service satisfaction than those of other eligible insurers.
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We're here to help
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Call us
Monday to Friday, 8am to 6pm
Saturday, 9am to 12pm -
Enquire online
Send us a message and we'll contact you -
Find a shop
Drop in and chat face-to-face -
Frequently asked questions
Visit our Help Centre for answers to FAQs, important documents and more
Things you should know
The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Home and Contents Insurance Product Disclosure Statement. Our Home and Contents Insurance Target Market Determination provides information about who this product is suitable for. RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.
Read the General Insurance Code of Practice and our complaint policy for further information about your rights.
For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.