Insurance

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Back to back winner of Canstar's Most Satisfied Customers - SA Car and Home Insurer Award 2019-2023
We’re SA local
Includes RAA membership (excluding Travel Insurance)
Discounts and benefits for members

SA insurance for SA locals

RAA’s been a part of SA for more than 115 years, so we know what matters to you. From your car and home to your boat, caravan, trailer or motorcycle, our local team is here to help when life takes an unexpected twist.

Plus, our insurance policies include RAA membership*, giving you access to a whole world of benefits and savings. Even better, the more policies you hold with RAA Insurance, the more you could save.

Quality local insurance coverage at competitive prices

Car Insurance

Whether you drive a 4WD, a zippy hatchback or anything in between, RAA has a range of award-winning car insurance options to suit your needs. We can even help with rideshare vehicles, vintage cars or your one-of-a-kind investment.

Home Insurance

We understand your home is more than just a house – it’s full of memories and precious possessions. When the unpredictable happens, RAA Home Insurance will help life get back to normal as soon as possible.

Travel Insurance

Whether you’re travelling in Australia or heading overseas, RAA has a range of travel insurance options to give you peace of mind.

Other vehicle insurance

We take pride in providing quality insurance for your car and home, and we set the same high standard when covering your caravan, trailer and boat.

Motorcycle Insurance

RAA Motorcycle Insurance covers your pride and joy if it’s stolen or damaged, and covers your riding gear as well. RAA also offers Third Party Property Insurance for motorcycles.

Mobility scooter insurance

RAA can provide cover for your mobility scooter, so your scooter's covered for loss or damage caused by storm, fire, flood, hail, collision, malicious damage and theft or attempted theft.

Things you should know

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Product Disclosure Statement, PDS. RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

For Travel Insurance, RAA (Royal Automobile Association of South Australia) (ABN 90 020 001 807 AR 000228575) is an Authorised Representative of the underwriter Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548).

Read our General Insurance Code of Practice and complaint resolution information.

Read our Insurance Development and Distribution Policy.

Read our commitment to the ICA Climate Change Roadmap.

*Our insurance policies include RAA membership (except Travel Insurance). For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.

Insurance

SA insurance for SA locals

For the fifth year running, we've won Canstar's Most Satisfied Customers - SA Car Insurer Award