Call the travel experts at RAA now to get covered
  • Worldwide 24-hour emergency assistance
  • $Unlimited overseas medical cover
  • Cover for lost or stolen personal items*
  • RAA members save 10%

We've got you covered on your next adventure

We’re here to make your trip as hassle-free as possible, and to ensure you’re looked after if the unexpected happens.

Whether you’re travelling within Australia or heading overseas, RAA has a range of travel insurance options to give you peace of mind. Plus, RAA members save 10%.

Choose the travel insurance that suits your needs

  • International cover

    International travel insurance

    If you’re travelling overseas, RAA has a range of policies to suit your budget or needs. Choose from Premium, Essentials or Basic.

    Our Premium policy includes $unlimited cover for cancellation fees and lost deposits resulting from illness or accident of travellers listed on the policy, $unlimited overseas medical and hospital costs, and $unlimited emergency expenses if your trip is disrupted (limitations are listed in our Product Disclosure Statement (PDF, 427KB).

    Get a quote

    Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy product. Royal Automobile Association of South Australia Inc (ABN 90 020 001 807) (RAA) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine). RAA may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit.

    Exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine. Consider the Combined Financial Services Guide and Product Disclosure Statement (PDF, 427KB) when deciding whether to purchase this product. Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

    By completing a quote you agree to the RAA Privacy Policy and Terms and Conditions.

  • Domestic cover

    Domestic Travel Insurance

    For peace of mind on your Australian travels, RAA’s Comprehensive Domestic policy has some great benefits, including unlimited cover for cancellation fees and lost deposits resulting from illness or accident, and payment of rental car excess in the case of accident, damage or theft (up to $5,000).

    You can also choose our Domestic Cancellation Only plan or Rental Car Excess Only plan.*

    Get a quote

    *These policies are different to those listed in our Comprehensive Domestic policy. Domestic Cancellation Only covers up to $1,000, while the Rental Car Excess Only plan has an elected value up to $8,000.

    Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy product. Royal Automobile Association of South Australia Inc (ABN 90 020 001 807) (RAA) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine). RAA may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit.

    Exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine. Consider the Combined Financial Services Guide and Product Disclosure Statement (PDF, 427KB) when deciding whether to purchase this product. Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

    By completing a quote you agree to the RAA Privacy Policy and Terms and Conditions.

  • Annual multi-trip plan

    Annual Multi-Trip Travel Insurance

    This is a great money-saving option for regular travellers, with cover for an unlimited number of trips over a 12-month period. Your destinations must be at least 250km away from your home and you can choose from a maximum trip length of 30, 45 or 60 days. 

    Get a quote

    Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy product. Royal Automobile Association of South Australia Inc (ABN 90 020 001 807) (RAA) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine). RAA may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit.

    Exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine. Consider the Combined Financial Services Guide and Product Disclosure Statement (PDF, 427KB) when deciding whether to purchase this product. Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

    By completing a quote you agree to the RAA Privacy Policy and Terms and Conditions.

  • Smart travel advice

    Get the latest travel alerts

    Be the first to know about official government travel advice, by registering your details with smartraveller.gov.au and subscribing to their ‘travel advice and bulletins’ before you go.

    Please note, RAA's travel insurance doesn't provide cover for countries listed by smartraveller.gov.au as ‘Do Not Travel’.

International travel insurance

If you’re travelling overseas, RAA has a range of policies to suit your budget or needs. Choose from Premium, Essentials or Basic.

Our Premium policy includes $unlimited cover for cancellation fees and lost deposits resulting from illness or accident of travellers listed on the policy, $unlimited overseas medical and hospital costs, and $unlimited emergency expenses if your trip is disrupted (limitations are listed in our Product Disclosure Statement (PDF, 427KB).

Get a quote

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy product. Royal Automobile Association of South Australia Inc (ABN 90 020 001 807) (RAA) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine). RAA may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit.

Exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine. Consider the Combined Financial Services Guide and Product Disclosure Statement (PDF, 427KB) when deciding whether to purchase this product. Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

By completing a quote you agree to the RAA Privacy Policy and Terms and Conditions.

Domestic Travel Insurance

For peace of mind on your Australian travels, RAA’s Comprehensive Domestic policy has some great benefits, including unlimited cover for cancellation fees and lost deposits resulting from illness or accident, and payment of rental car excess in the case of accident, damage or theft (up to $5,000).

You can also choose our Domestic Cancellation Only plan or Rental Car Excess Only plan.*

Get a quote

*These policies are different to those listed in our Comprehensive Domestic policy. Domestic Cancellation Only covers up to $1,000, while the Rental Car Excess Only plan has an elected value up to $8,000.

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy product. Royal Automobile Association of South Australia Inc (ABN 90 020 001 807) (RAA) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine). RAA may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit.

Exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine. Consider the Combined Financial Services Guide and Product Disclosure Statement (PDF, 427KB) when deciding whether to purchase this product. Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

By completing a quote you agree to the RAA Privacy Policy and Terms and Conditions.

Annual Multi-Trip Travel Insurance

This is a great money-saving option for regular travellers, with cover for an unlimited number of trips over a 12-month period. Your destinations must be at least 250km away from your home and you can choose from a maximum trip length of 30, 45 or 60 days. 

Get a quote

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy product. Royal Automobile Association of South Australia Inc (ABN 90 020 001 807) (RAA) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine). RAA may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit.

Exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine. Consider the Combined Financial Services Guide and Product Disclosure Statement (PDF, 427KB) when deciding whether to purchase this product. Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

By completing a quote you agree to the RAA Privacy Policy and Terms and Conditions.

Get the latest travel alerts

Be the first to know about official government travel advice, by registering your details with smartraveller.gov.au and subscribing to their ‘travel advice and bulletins’ before you go.

Please note, RAA's travel insurance doesn't provide cover for countries listed by smartraveller.gov.au as ‘Do Not Travel’.

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Things you should know

*Lost or stolen luggage must be reported within 24 hours. Monetary caps apply depending on level of cover.

Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances. 

By completing a quote you agree to the RAA Privacy Policy and Terms and Conditions.

Benefits are subject to the terms and conditions (including the limits, sub-limits and exclusions) of the insurance policy. Royal Automobile Association of South Australia (ABN 90 020 001 807) is acting for Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548). Royal Automobile Association of South Australia may receive a commission which is a percentage of the premium paid to Tokio Marine & Nichido Fire Insurance Co., Ltd. and may also receive a portion of the underwriting profit. If you’ve got any questions, ask us for more details.

Please read the Combined Financial Services Guide and Product Disclosure Statement (PDF, 427KB) carefully to understand what this policy covers. Importantly, please note that exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine and Nichido Fire Insurance Co., Ltd (Tokio Marine and Nichido) ABN 80 000 438 291 AFSL 246548.