• Pay monthly at no extra cost
  • Cover starts immediately with 21 days to pay
  • Includes RAA membership
  • Multi-policy holder discounts

Relax on your travels

Enjoy your travel adventure knowing your caravan is covered by RAA’s Comprehensive Caravan Insurance, including up to $2000 worth of contents cover. 

Plus, our insurance policies come with RAA membership, giving you access to a whole world of benefits and savings.

Caravan Insurance benefits

 
  • 1
    Standard benefits

    Accidental loss or damage

    You’re covered Australia-wide for accidental loss or damage to your caravan. This covers damage as a result of storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.
    Covered Australia-wide
  • 1

    Contents cover

    If your caravan is broken into we’ll cover up to $2,000 for theft of the contents (excluding personal effects such as mobile phones, tablets, jewellery and credit cards). We’ll also cover accidental damage to the contents if the caravan itself is damaged as a result of an insured event.
    Up to $2,000
  • 1

    New caravan replacement

    If you buy a brand new caravan and it’s written off within two years of the initial registration date, we’ll replace it with a new one of the same make and model, subject to local availability.
    Within first two years
  • 1

    Motor burnout

    If the motor in a fixed air conditioner or refrigerator burns out or fuses, we’ll cover the cost of repair or replacement, provided the motor is under 10 years old.
    Cost of repair or replacement
  • 1

    Traveller's Benefit

    We will cover up to $750 for transport and accommodation if you are driving with your caravan than 100km from home and unexpectedly you become seriously ill or injured. 
    Up to $750
  • Emergency repairs

    For every claim we accept, we'll cover up to $750 for emergency repairs to your caravan so you can get it to your destination, the nearest repairer or place of safety after an insured event.
    Up to $750
  • Emergency travel/accommodation

    If you're more than 100km from home and your caravan's been stolen or isn't towable as a result of an insured event, we’ll cover up to $750 for emergency travel and overnight accommodation.
    Up to $750 in certain situations
  • 14 day change of caravan cover

    When you replace your caravan for a another one, we'll cover the new caravan for up to 14 days.
    Transfer cover to a new caravan for up to 14 days
  • Legal liability

    We’ll cover up to $20 million legal liability for any loss or damage to someone else's property arising from the use of your caravan in Australia.
    Up to $20 million
  • Claims handled in South Australia

    For your convenience our call centre and claims department are right here in SA.
    SA locals
  • Replacement locks and keys

    If your caravan keys are stolen and police investigations conclude they're unlikely to be found, we’ll cover up to $750 for their replacement and/or recoding of locks.
    Up to $750 following theft
  • No fault excess

    You don't need to pay an excess if, in our opinion, you weren't at fault and you can supply the details of the other party involved.
    No excess to pay in some situations
  • Recovery costs following theft

    We’ll cover the transport costs, as agreed by us, for the return of your caravan if it’s recovered after being stolen.
    Some caravan transport costs after theft
  • Freedom of choice of repairer

    You've got the freedom to choose your own repairer. Limitations apply. Repairs must not be undertaken without prior consent of RAA. RAA may pay cash in lieu or move your Vehicle if your chosen repairer does not meet RAA’s standards for safety, quality, fairness, effectiveness or price. 
    Choose your own crash repairer
  • Taxi home

    We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your caravan cannot be towed as a result of an accident or has been stolen.
    Up to $150
  • Towing and storage

    If your caravan is damaged as the result of an insured event, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.
    Some removal and storage costs
  • Legal costs

    With our prior agreement, we’ll cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event involving your caravan.
    Cover all legal costs and expenses

Caravan Insurance benefits

Use the drop-down menus to compare options

 
  • 1
    Standard benefits

    Accidental loss or damage

    You’re covered Australia-wide for accidental loss or damage to your caravan. This covers damage as a result of storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.
    Covered Australia-wide
  • 1

    Contents cover

    If your caravan is broken into we’ll cover up to $2,000 for theft of the contents (excluding personal effects such as mobile phones, tablets, jewellery and credit cards). We’ll also cover accidental damage to the contents if the caravan itself is damaged as a result of an insured event.
    Up to $2,000
  • 1

    New caravan replacement

    If you buy a brand new caravan and it’s written off within two years of the initial registration date, we’ll replace it with a new one of the same make and model, subject to local availability.
    Within first two years
  • 1

    Motor burnout

    If the motor in a fixed air conditioner or refrigerator burns out or fuses, we’ll cover the cost of repair or replacement, provided the motor is under 10 years old.
    Cost of repair or replacement
  • 1

    Traveller's Benefit

    We will cover up to $750 for transport and accommodation if you are driving with your caravan than 100km from home and unexpectedly you become seriously ill or injured. 
    Up to $750
  • Emergency repairs

    For every claim we accept, we'll cover up to $750 for emergency repairs to your caravan so you can get it to your destination, the nearest repairer or place of safety after an insured event.
    Up to $750
  • Emergency travel/accommodation

    If you're more than 100km from home and your caravan's been stolen or isn't towable as a result of an insured event, we’ll cover up to $750 for emergency travel and overnight accommodation.
    Up to $750 in certain situations
  • 14 day change of caravan cover

    When you replace your caravan for a another one, we'll cover the new caravan for up to 14 days.
    Transfer cover to a new caravan for up to 14 days
  • Legal liability

    We’ll cover up to $20 million legal liability for any loss or damage to someone else's property arising from the use of your caravan in Australia.
    Up to $20 million
  • Claims handled in South Australia

    For your convenience our call centre and claims department are right here in SA.
    SA locals
  • Replacement locks and keys

    If your caravan keys are stolen and police investigations conclude they're unlikely to be found, we’ll cover up to $750 for their replacement and/or recoding of locks.
    Up to $750 following theft
  • No fault excess

    You don't need to pay an excess if, in our opinion, you weren't at fault and you can supply the details of the other party involved.
    No excess to pay in some situations
  • Recovery costs following theft

    We’ll cover the transport costs, as agreed by us, for the return of your caravan if it’s recovered after being stolen.
    Some caravan transport costs after theft
  • Freedom of choice of repairer

    You've got the freedom to choose your own repairer. Limitations apply. Repairs must not be undertaken without prior consent of RAA. RAA may pay cash in lieu or move your Vehicle if your chosen repairer does not meet RAA’s standards for safety, quality, fairness, effectiveness or price. 
    Choose your own crash repairer
  • Taxi home

    We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your caravan cannot be towed as a result of an accident or has been stolen.
    Up to $150
  • Towing and storage

    If your caravan is damaged as the result of an insured event, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.
    Some removal and storage costs
  • Legal costs

    With our prior agreement, we’ll cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event involving your caravan.
    Cover all legal costs and expenses

Why choose Caravan Insurance with RAA?

  • 10% multi-policy discount

    We give you 10% off each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance), in the same name. 
  • Pay monthly at no extra cost

    You can choose to pay monthly or annually, with no additional cost if you choose to pay by the month.
  • We’re SA locals

    We’re based right here in SA, so you’ll always deal with a local. We’re proud of our commitment to doing more for South Australians.

We're here to help

  • Call us

    Monday to Friday, 8am to 6pm  Saturday, 9am to 12pm
  • Enquire online

    Send us a message and we'll contact you
  • Find a shop

    Drop in and chat face-to-face
  • Help centre

    Access important documents and more

Things you should know

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Comprehensive Caravan Insurance Product Disclosure Statement (PDS). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

For details on your rights and benefits as a member of RAA please refer to the Membership Terms and Conditions.