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  • Back to back winner of Canstar's Most Satisfied Customers - SA Home Insurer Award 2019-2023
  • Includes RAA membership
  • Pay monthly at no extra cost
  • Cover can start immediately with 21 days to pay

We've got your home covered, inside and out

We understand your home is more than just a house – it’s full of memories and precious possessions. When the unexpected happens, RAA Home Insurance will help life get back to normal as soon as possible.

Why choose RAA Home Insurance?

  • 10% multi-policy discount

    We give you a 10% discount on each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance) in the same name.*
  • 15% Seniors Card holder discount

    Seniors Card holders are entitled to a 15% discount on their home insurance policy.*
  • We're SA locals

    We’re based right here in SA, so you’ll always deal with a local. We’re proud of our commitment to doing more for South Australians.

*Discounts do not apply to optional benefits or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy.

  • Sum Insured Calculator

    Not sure how much it would cost to rebuild your home? Our easy-to-use calculator can help you estimate the current cost. 

We're here to help

  • Call us

    Monday to Friday, 8am to 6pm
    Saturday, 9am to 12pm
  • Enquire online

    Send us a message and we'll contact you
  • Find a shop

    Drop in and chat face-to-face
  • Help centre

    Find answers to frequently asked questions, download key documents and more

Things you should know

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Home and Contents Insurance Product Disclosure Statement. Our Home and Contents Insurance Target Market Determination provides information about who this product is suitable for. RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Read our General Insurance Code of Practice and complaint resolution information.

For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.