Home Insurance

Winner of Canstar's Most Satisfied Customers - SA Home Insurance Award 2019-2024
Discounts and benefits for RAA members
Easy online claims 24/7
Pay monthly at no extra cost

Get a Home Insurance quote from SA locals

Whether you’re looking for combined Home and Contents Insurance, Contents Insurance or Home Building Insurance, we’ve got a level of cover to give you peace of mind.

Getting a quote online is quick and easy, and you can claim online 24/7.

Compare our 3 types of Home Insurance

Home and Contents Insurance

Covers your home and contents against a range of events including fire, flood and storm.
Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.

Get a quote online

Home Building Insurance

Covers your home against a range of events including fire, flood and storm.
Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
Optional Fixtures and Fittings Cover available.
Doesn't cover your contents.

Get a quote online

Contents Insurance

Covers your contents against a range of events including fire, flood and storm.
Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.
Doesn’t cover your home.

Get a quote online

Why choose RAA?

10% multi-policy discount
We give you a 10% discount on each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance) in the same name.*
15% Seniors Card holder discount
Seniors Card holders can get a 15% discount on their home insurance policy.*
Loyalty discount
The more products you have with RAA and the longer you’ve been with us, the more you could save.*

Our claims are handled in SA
You'll always speak to a local who understands.
Shopping and entertainment discounts
You'll get access to RAA Rewards, so you can enjoy discounts on fuel, dining, shopping, cinema, entertainment and more from our network of partners across South Australia.
RAA membership included
When you take out an insurance policy, you and any other policy holders automatically become members and get access to great benefits.

*Discounts do not apply to optional covers or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy.

We've won Canstar's Most Satisfied Customers - SA Home Insurance Award for the sixth year running
In 2024 our members once again reported higher levels of product and service satisfaction than those of other eligible insurers. We’re proud to have won the Canstar Most Satisfied Customers – SA Home Insurer Award.
Learn more

It's better to be a member
RAA members can receive discounts on shopping and entertainment with RAA Rewards, enter exclusive competitions and access member-only services.
Plus, we love to reward our loyal members with savings on select policies and products.
Explore member benefits

Things you should know

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the relevant Product Disclosure Statements (PDS) and Target Market Determinations (TMD). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Read the General Insurance Code of Practice and our complaint policy for further information about your rights.

For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.

Find out how we support our vulnerable members.

Home Insurance

Get a Home Insurance quote from SA locals