• SA map in trophy
    Winner of Canstar's Most Satisfied Customers - SA Home Insurer Award 2019-2023
  • Hand collecting coins
    Discounts and benefits for RAA members
  • Cover can start immediately with 21 days to pay
  • Pay monthly at no extra cost

Get a Home Insurance quote from SA locals

Whether you’re looking for combined Home and Contents Insurance, Contents Insurance or Home Building Insurance, we’ve got a level of cover to give you peace of mind.

Getting a quote online is quick and easy, and you can claim online 24/7.

Compare our 3 types of Home Insurance

Home and Contents Insurance

  • Covers your home and contents against a range of events including fire, flood and storm.
  • Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
  • Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.

Get a quote online

Home Building Insurance

  • Covers your home against a range of events including fire, flood and storm.
  • Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
  • Optional Fixtures and Fittings Cover available.
  • Doesn't cover your contents.

Get a quote online

Contents Insurance

  • Covers your contents against a range of events including fire, flood and storm.
  • Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
  • Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.
  • Doesn’t cover your home.

Get a quote online

Why choose RAA Home Insurance?

  • 10% multi-policy discount

    We give you a 10% discount on each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance) in the same name.*
  • 15% Seniors Card holder discount

    Seniors Card holders can get a 15% discount on their home insurance policy.*
  • Hand collecting coins

    Loyalty discount

    The more products you have with RAA and the longer you’ve been with us, the more you could save.*
  • South Australia outline

    Our claims are handled in SA

    You'll always speak to a local who understands.
  • Shopping and entertainment discounts

    Access to our member benefits, so you can enjoy discounts to many stores throughout Australia and online.
  • RAA membership included

    When you take out an insurance policy, you and any other policy holders automatically become members and get access to great benefits.

*Discounts do not apply to optional covers or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy.


  • We've won Canstar's Most Satisfied Customers - SA Home Insurer Award for the fifth year running

    In 2023 our members once again reported higher levels of product and service satisfaction than those of other eligible insurers.

We're here to help

  • Call us

    Monday to Friday, 8am to 6pm
    Saturday, 9am to 12pm
  • Enquire online

    Send us a message and we'll contact you
  • Find a shop

    Drop in and chat face-to-face
  • Help centre

    Find answers to frequently asked questions, download key documents and more

Things you should know

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Home and Contents Insurance Product Disclosure Statement. Our Home and Contents Insurance Target Market Determination provides information about who this product is suitable for. RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Read the General Insurance Code of Practice and our complaint policy for further information about your rights.

For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.