Insurance
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Winner of Canstar's Most Satisfied Customers - SA Car and Home Insurance Award 2019-2024 -
Winner of RFI Global's Most Recommended General Insurer Award 2019-2024 -
We're SA local -
Discounts and benefits for members
Award-winning insurance for SA locals
We've been a part of South Australia for more than 120 years, so you can trust you're in good hands. From your car and home to your boat, caravan, trailer or motorcycle, we're here to help you prepare for the unexpected.
Find cover for the things that matter
Car insurance
We offer a range of award-winning car insurance options to suit your needs. Compare our four levels of cover, from comprehensive to third party.
Home insurance
Our award-winning Home Insurance can cover your home and contents for events like fire, flood and storm. You can choose to insure your building, contents or both.
Travel insurance
Whether you’re travelling in Australia or overseas, we’re here for you if the unexpected happens. Our range of flexible travel insurance options offer 24/7 emergency assistance so you can travel with peace of mind.
Landlord and short stay insurance
Our Landlord and Short Stay Insurance can cover your permanent or holiday rental property. Choose to insure your building, rental furnishings or both.
Caravan insurance
Motorcycle insurance
Boat insurance
Trailer insurance
Mobility scooter insurance
Why choose RAA?
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RAA membership included
When you take out an insurance policy, you and any other policy holders automatically become members and get access to great benefits. -
Loyalty savings
We love to reward our loyal members. The longer you’ve been an RAA member and the more products you have with us, the more you could save. -
10% multi-policy discount
We give you a 10% discount on each policy when you hold three or more insurance policies with RAA in the same name (excluding Travel Insurance).*
*Discounts do not apply to optional covers or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy.
Frequently asked questions
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How can I report insurance fraud?
If you suspect an RAA member or supplier of committing insurance fraud, we want to know.
To make a report:
- Call us on 8202 4780 (Monday to Friday, 8.30am to 5pm, voicemail available outside hours)
- Email us at ClaimsInvestigations@raa.com.au
- Mail our Insurance Fraud & Investigations Team via GPO Box 1499, Adelaide SA 5001
Include the following information:
- The person’s full name, address and contact details (if known)
- A description of the incident (including the claim number if known)
- Your contact information
We treat all reports and information provided to us confidentially and in accordance with our Privacy Policy. We may contact you for further information. You can make an anonymous report, but it may limit our investigation if we can’t contact you for further information. Also note that information you provide in an anonymous report could reveal your identity through the investigation process.
By making a report, you authorise RAA to collect and investigate the information. We won’t provide you updates or results of our investigation.
We've won Canstar's Most Satisfied Customers - SA Car and Home Insurance Award for the sixth year running
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It's better to be a member
RAA members can receive discounts on shopping and entertainment with RAA Rewards, enter exclusive competitions and access member-only services.
Plus, we love to reward our loyal members with savings on select policies and products.
We're here to support you
We're here to help
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Call us
Monday to Friday, 8am to 6pm
Saturday, 9am to 12pm -
Enquire online
Send us a message and we'll contact you -
Find a shop
Drop in and chat face-to-face -
Frequently asked questions
Visit our Help Centre for answers to FAQs, important documents and more
Things you should know
The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.
Travel Insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 (Tokio Marine), AFSL 246548. Royal Automobile Association of South Australia Incorporated acts as an agent for Tokio Marine and may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit. Consider the Combined Financial Services Guide, Product Disclosure Statement and Target Market Determination, when deciding whether to purchase this product. Terms and Conditions, Limits and Sub-limits apply.
Read the General Insurance Code of Practice and our complaint policy for further information about your rights.
Read our Insurance Development and Distribution Policy.
For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.