Read your PDS and other important documents
A Target Market Determination (TMD) helps you understand who an insurance policy is suitable for.
A Key Facts Sheet is for Home and Contents Insurance and outlines key information you should consider before you take out a policy.
Current documents
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Car Insurance
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Home and Contents Insurance
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Landlord and Short Stay Insurance
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Motorcycle and Mobility Scooter Insurance
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Caravan and Trailer Insurance
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Veteran and Vintage Insurance
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Hard to Place Insurance
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Boat Insurance

Car Insurance
PDSs and TMDs relevant for:
Premium Comprehensive
- policies created on or after 8 December 2023 and;
- policies with a renewal date effective on or after 8 December 2023
- PDS and Supplementary PDS - Premium Comprehensive Car Insurance (PDF, 1.1MB)
- TMD - Premium Comprehensive Car Insurance (PDF, 194KB)
Standard Comprehensive
- policies created on or after 27 September 2023 and;
- policies with a renewal date effective on or after 27 September 2023
- PDS and Supplementary PDS - Standard Comprehensive Car Insurance (PDF, 1.8MB)
- TMD - Standard Comprehensive Car Insurance (PDF, 195KB)
Third Party and Third Party, Fire & Theft
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021
PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021
Key Facts Sheet
Landlord and Short Stay Insurance
PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021
- PDS and Supplementary PDS - Landlord and Short Stay Insurance (PDF, 1.2MB)
- TMD - Landlord and Short Stay Insurance (PDF, 1.1KB)
Key Facts Sheet
Motorcycle and Mobility Scooter Insurance
PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021
- PDS and Supplementary PDS - Motorcycle and Mobility Scooter Insurance (PDF, 838KB)
- TMD - Motorcycle and Mobility Scooter Insurance (PDF, 199KB)
Caravan and Trailer Insurance
PDSs and TMDs relevant for:
- policies created on or after 30 September 30 2021 and;
- policies with a renewal date effective on or after 1 October 2021
- PDS and Supplementary PDS - Caravan and Trailer Insurance (PDF, 1.2MB)
- TMD - Caravan and Trailer Insurance TMD (PDF, 205KB)
Veteran and Vintage Insurance
PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021
- PDS and Supplementary PDS - Veteran and Vintage Insurance (PDF, 815KB)
- TMD - Comprehensive Vintage and Veteran Insurance (PDF, 815KB)
Hard to Place Insurance
PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021
- PDS and Supplementary PDS - Hard To Place Insurance (PDF, 1MB)
- TMD - Comprehensive Hard to Place Insurance (PDF, 193KB)
Boat Insurance
PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021
Past documents
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Comprehensive Car Insurance policies effective 30 September 2021 to 8 December 2023, and policies with a renewal date effective 1 October 2021 to 8 December 2023
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Policies effective 1 April 2021 to 30 September 2021, and policies with a renewal date effective 4 April 2021 to 1 October 2021
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Policies effective from 27 November 2017 to 1 April 2021
- Supplementary PDS - Supplementary (PDF, 70KB) - Applies to all PDSs from 27 November 2017 to 1 April 2021
- PDS - Landlord and Short Stay Insurance (PDF, 678KB) - Effective for all policies taken out from 16 September 2019
- PDS - Landlord and Short Stay Insurance (PDF, 517KB) - Effective for all policies taken out between 2 April 2019 and 16 September 2019
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Policies taken out before 27 November 2017
Things you should know
Allianz South Australia Insurance Limited ABN 14 007 872 602 AFSL 232525 (Allianz SA) is the insurer and Royal Automobile Association of South Australia Limited ACN 677 371 274 (RAA) issues this under binder from Allianz SA. RAA do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions, and underwriting criteria apply. Before making a decision about this insurance, please consider the Product Disclosure Statement (PDS) and Supplementary PDS (if applicable) and the Target Market Determination (TMD).
Read the General Insurance Code of Practice and our complaint policy for further information about your rights.
For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.
Find out how we support our vulnerable members.