Read your PDS and other important documents

A Product Disclosure Statement (PDS) contains important information about an insurance policy. Reading your PDS and Certificate of Insurance will tell you what’s covered by your policy.  

A Target Market Determination (TMD) helps you understand who an insurance policy is suitable for. 

A Key Facts Sheet is for Home and Contents Insurance and outlines key information you should consider before you take out a policy.  

Current documents


Car Insurance

PDSs and TMDs relevant for:

Premium Comprehensive
- policies created on or after 8 December 2023 and;
- policies with a renewal date effective on or after 8 December 2023

Standard Comprehensive
- policies created on or after 27 September 2023 and;
- policies with a renewal date effective on or after 27 September 2023

Third Party and Third Party, Fire & Theft
- policies created on or after 30 September 2021 and;
policies with a renewal date effective on or after 1 October 2021

 

Home and Contents Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

Key Facts Sheet

 


Landlord and Short Stay Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021


Key Facts Sheet

 


Motorcycle and Mobility Scooter Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Caravan and Trailer Insurance 

PDSs and TMDs relevant for:
- policies created on or after 30 September 30 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Veteran and Vintage Insurance 

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Hard to Place Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Boat Insurance  

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021


Past documents


Things you should know

Allianz South Australia Insurance Limited ABN 14 007 872 602 AFSL 232525 (Allianz SA) is the insurer and Royal Automobile Association of South Australia Limited ACN 677 371 274 (RAA) issues this under binder from Allianz SA. RAA do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions, and underwriting criteria apply. Before making a decision about this insurance, please consider the Product Disclosure Statement (PDS) and Supplementary PDS (if applicable) and the Target Market Determination (TMD).

Read the General Insurance Code of Practice and our complaint policy for further information about your rights.

For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.

Find out how we support our vulnerable members.