Read your PDS and other important documents

A Product Disclosure Statement (PDS) contains important information about an insurance policy. Reading your PDS and Certificate of Insurance will tell you what’s covered by your policy.  

A Target Market Determination (TMD) helps you understand who an insurance policy is suitable for. 

A Key Facts Sheet is for Home and Contents Insurance and outlines key information you should consider before you take out a policy.  

Current documents


Car Insurance

PDSs and TMDs relevant for:

Premium Comprehensive
- policies created on or after 8 December 2023 and;
- policies with a renewal date effective on or after 8 December 2023

Standard Comprehensive
 - policies created on or after 27 September 2023 and;
- policies with a renewal date effective on or after 27 September 2023

Comprehensive
 - policies created on 30 September 2021 to 8 December 2023
- policies with a renewal date effective on 1 October 2021 to 8 December 2023

Third Party and Third Party, Fire & Theft
 - policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 

Home and Contents Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

Key Facts Sheet

 


Landlord and Short Stay Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021


Key Facts Sheet

 


Motorcycle and Mobility Scooter Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Caravan and Trailer Insurance 

PDSs and TMDs relevant for:
- policies created on or after 30 September 30 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Veteran and Vintage Insurance 

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Hard to Place Insurance

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021

 


Boat Insurance  

PDSs and TMDs relevant for:
- policies created on or after 30 September 2021 and;
- policies with a renewal date effective on or after 1 October 2021


Past documents


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