• Winner of DBM’s Most Recommended General Insurer award
  • Multi-policy holder discounts
  • Cover starts immediately with 21 days to pay
  • Pay monthly at no extra cost

Cover your trailer against the unexpected

Did you know our Caravan Comprehensive Insurance product also covers trailers? Take out this policy to cover your trailer for loss or damage caused by storm, fire, flood, hail, collision, malicious damage and theft or attempted theft.

Plus, our insurance policies come with RAA membership, giving you access to a whole world of benefits and savings. 

Trailer Insurance benefits

 
  • 1
    Summary of benefits

    Emergency travel and accommodation

    If you're more than 100km from home and your trailer's stolen or isn't towable as a result of an incident, we'll cover up to $750 for emergency travel and overnight accommodation.
    Up to $750 in certain situations
  • Recovery costs following theft

    We’ll cover the transport costs, as agreed by us, for the return of your trailer if it’s recovered after being stolen.
    Some trailer transport costs after theft
  • Claims handled in South Australia

    For your convenience, our call centre and claims department are right here in SA.
    SA locals
  • Choice of repairer

    You can choose a repairer recommended by us, or choose a different repairer who meets our minimum standards. Repairs must not be made without our prior consent. Limits and conditions apply.
    Choose from our network of repairers
  • Taxi home

    We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your trailer can't be towed as a result of an accident or has been stolen.
    Up to $150
  • Towing and storage

    If your trailer is damaged as the result of an incident, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.
    Some removal and storage costs
  • 1

    Accidental loss or damage

    You’re covered for accidental loss or damage to your trailer as a result of a storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.
    Covered Australia-wide
  • 14 day change of trailer cover

    When you sell or replace your trailer for another one, we’ll cover the new trailer for up to 14 days.
    Transfer cover to a new trailer for up to 14 days
  • 1

    Traveller's Benefit

    We'll cover up to $750 for transport and accommodation if you're driving with your trailer more than 100km from home and unexpectedly you become seriously ill or injured. 
    Up to $750
  • Theft of keys

    We'll cover up to $1,000 for the replacement of keys and/or recoding of locks if your keys are stolen.
    Up to $1,000 following theft
  • 1

    Accidents: other people's property (Legal liability and costs)

    You’re covered for up to $20 million in loss or damage to other people’s property caused by the use of your trailer in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).
    Legal liability up to $20 million
  • 1

    Accidents: other people (Legal liability and costs)

    You’re covered for $5 million in costs from bodily injury or death of a person caused by the use of your trailer in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).
    Legal liability up to $5 million
  • 1

    New trailer replacement

    If you buy a brand new trailer and it's written off within two years of the initial registration date, we'll replace it with a new one.
    Within first two years
  • 1

    Emergency repairs

    We'll cover up to $750 for emergency repairs to your trailer for every claim we accept, so you can get it to your destination, the nearest repairer or place of safety after an incident.
    Up to $750
  • $0 excess if you're not at fault

    You don't need to pay an excess if, in our opinion, you weren't at fault and you can supply the details of the other party involved. 
    No excess to pay in some situations
  • Repairs guaranteed for life

    The repairs arranged by us at an RAA Approved crash repairer are guaranteed for life, while you own the vehicle, and it is insured with RAA.
    Cover for repairs

Trailer Insurance benefits

Use the drop-down menus to compare options

 
  • 1
    Summary of benefits

    Emergency travel and accommodation

    If you're more than 100km from home and your trailer's stolen or isn't towable as a result of an incident, we'll cover up to $750 for emergency travel and overnight accommodation.
    Up to $750 in certain situations
  • Recovery costs following theft

    We’ll cover the transport costs, as agreed by us, for the return of your trailer if it’s recovered after being stolen.
    Some trailer transport costs after theft
  • Claims handled in South Australia

    For your convenience, our call centre and claims department are right here in SA.
    SA locals
  • Choice of repairer

    You can choose a repairer recommended by us, or choose a different repairer who meets our minimum standards. Repairs must not be made without our prior consent. Limits and conditions apply.
    Choose from our network of repairers
  • Taxi home

    We’ll cover up to $150 for emergency transport, e.g. a taxi, from the scene of an incident to your home or intended destination, if your trailer can't be towed as a result of an accident or has been stolen.
    Up to $150
  • Towing and storage

    If your trailer is damaged as the result of an incident, we’ll cover the cost of its removal and storage at the nearest repairer or place of safety, or to any other place approved by us.
    Some removal and storage costs
  • 1

    Accidental loss or damage

    You’re covered for accidental loss or damage to your trailer as a result of a storm, fire, flood, hail, collision, malicious damage (such as vandalism) and theft or attempted theft.
    Covered Australia-wide
  • 14 day change of trailer cover

    When you sell or replace your trailer for another one, we’ll cover the new trailer for up to 14 days.
    Transfer cover to a new trailer for up to 14 days
  • 1

    Traveller's Benefit

    We'll cover up to $750 for transport and accommodation if you're driving with your trailer more than 100km from home and unexpectedly you become seriously ill or injured. 
    Up to $750
  • Theft of keys

    We'll cover up to $1,000 for the replacement of keys and/or recoding of locks if your keys are stolen.
    Up to $1,000 following theft
  • 1

    Accidents: other people's property (Legal liability and costs)

    You’re covered for up to $20 million in loss or damage to other people’s property caused by the use of your trailer in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).
    Legal liability up to $20 million
  • 1

    Accidents: other people (Legal liability and costs)

    You’re covered for $5 million in costs from bodily injury or death of a person caused by the use of your trailer in Australia. We'll also cover all legal costs and expenses incurred in defending any civil court proceedings arising from an insured event (with our prior agreement).
    Legal liability up to $5 million
  • 1

    New trailer replacement

    If you buy a brand new trailer and it's written off within two years of the initial registration date, we'll replace it with a new one.
    Within first two years
  • 1

    Emergency repairs

    We'll cover up to $750 for emergency repairs to your trailer for every claim we accept, so you can get it to your destination, the nearest repairer or place of safety after an incident.
    Up to $750
  • $0 excess if you're not at fault

    You don't need to pay an excess if, in our opinion, you weren't at fault and you can supply the details of the other party involved. 
    No excess to pay in some situations
  • Repairs guaranteed for life

    The repairs arranged by us at an RAA Approved crash repairer are guaranteed for life, while you own the vehicle, and it is insured with RAA.
    Cover for repairs

Why choose Trailer Insurance with RAA?

  • 10% multi-policy discount

    We give you 10% off each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance) in the same name. 
  • Pay monthly at no extra cost

    You can choose to pay monthly or annually, with no additional cost if you choose to pay by the month.
  • We’re SA locals

    We’re based right here in SA, so you’ll always deal with a local. We’re proud of our commitment to doing more for South Australians.

We're here to help

  • Call us

    Monday to Friday, 8am to 6pm  Saturday, 9am to 12pm
  • Enquire online

    Send us a message and we'll contact you
  • Find a shop

    Drop in and chat face-to-face
  • Help centre

    Access important documents and more

Things you should know

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Caravan and Trailer Insurance Product Disclosure Statement (PDF, 522KB). Our Caravan and Trailer Insurance Target Market Determination (PDF, 840KB) provides information about who this product is suitable for. RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Read our General Insurance Code of Practice and complaint resolution information.

For details on your rights and benefits as a member of RAA please refer to the Membership Terms and Conditions.