Comprehensive Car Insurance changes

Product details and differences

The Product Disclosure Statements for the products are available to read. You can compare the documents to understand all the differences in detail.

This table shows some of the main differences the products.

Benefit	Comprehensive Car Insurance (Before 8 December)	Premium Comprehensive Car Insurance (From 8 December)
Lifetime Vehicle Replacement We'll replace your vehicle with a brand new vehicle if your car is a total loss, providing it was manufactured in 2014 or after, and you've insured it with RAA Comprehensive Car Insurance since brand new.	Included	Renewals may be eligible
New vehicle replacement If you buy a brand new car and it’s written off within 5 or 2 years of the initial registration date, we’ll replace it with a brand new one.	2 years included	5 years included
$200 mobility benefit When your claim is settled, we'll make a $200 payment to you to help with transport costs you might have had after select incidents.	Not included	Included
Tools of trade We’ll cover up to $3,000 for your tools of trade if they’re accidentally damaged or stolen from your car.	Not included	Included
$0 excess windscreen repair or replacement Repair or replacement of your windscreen, window or roof glass. With Premium Comprehensive, you won’t pay an excess for windscreen or window glass breakage claims.	Unlimited included	Unlimited included

You can also refer to the Change Summary (PDF, 78KB), which highlights some other differences between RAA Comprehensive Car Insurance and the RAA Premium Comprehensive Car Insurance.

All features and benefits in the table are subject to limitations and exclusions. For full terms, conditions, limitations and exclusions, please refer to the relevant Product Disclosure Statements (PDS) and Target Market Determinations (TMD), which provide information about who these products are suitable for. RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Existing customers

If you currently have RAA Comprehensive Car Insurance, your product won’t change until you renew. Before your product is due to renew, we’ll send you a renewal notice explaining the changes. You’ll automatically transition to RAA Premium Comprehensive Car Insurance at renewal unless you ask to move onto a different type of policy. You can contact us to discuss your options on 8202 4567.

• Read the Change Summary document (PDF, 78KB), highlighting how the product will be different

If you currently have Standard Comprehensive Car Insurance, there'll be no impact to your product and you'll be renewed to Standard Comprehensive Car Insurance unless you ask to move onto a different type of policy.

New customers

You can now choose between RAA Standard Comprehensive and RAA Premium Comprehensive Car Insurance when purchasing a new policy. You can get a quote and purchase online, by phone or in store.