Home Insurance
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Winner of Canstar's Most Satisfied Customers - SA Home Insurance Award 2019-2024 -
Discounts and benefits for RAA members -
Easy online claims 24/7 -
Pay monthly at no extra cost
Get a Home Insurance quote from SA locals
Whether you’re looking for combined Home and Contents Insurance, Contents Insurance or Home Building Insurance, we’ve got a level of cover to suit you.
Getting a quote online is quick and easy, and you can claim online 24/7.
Compare our 3 types of Home Insurance
Home and Contents Insurance
- Covers your home and contents against a range of events including fire, flood and storm.
- Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
- Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.
Home Building Insurance
- Covers your home against a range of events including fire, flood and storm.
- Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
- Optional Fixtures and Fittings Cover available.
- Doesn't cover your contents.
Contents Insurance
- Covers your contents against a range of events including fire, flood and storm.
- Includes additional benefits like temporary accommodation, cover for legal liability and a sum insured safety net.
- Optional covers available: Accidental Damage Cover, Cover for Valuable Items and Pet Cover.
- Doesn’t cover your home.
Looking for Landlord or Short Stay Insurance?
Why choose RAA?
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Multi-policy discount
We give you a discount of up to 10% on each policy when you hold three or more insurance policies with RAA (excluding Travel Insurance) in the same name.* -
Seniors Card holder discount
Seniors Card holders can get a discount of up to 15% on their home insurance policy.* -
Loyalty discount
The more products you have with RAA and the longer you’ve been with us, the more you could save.*
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Our claims are handled in SA
You'll always speak to a local who understands. -
Shopping and entertainment discounts
You'll get access to RAA Rewards, so you can enjoy discounts on fuel, dining, shopping, cinema, entertainment and more from our network of partners across South Australia. -
RAA membership included
When you take out an insurance policy, you and any other policy holders automatically become members and get access to great benefits.
*Discounts do not apply to optional covers or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy.
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We've won Canstar's Most Satisfied Customers - SA Home Insurance Award for the sixth year running
In 2024 our members once again reported higher levels of product and service satisfaction than those of other eligible insurers. We’re proud to have won the Canstar Most Satisfied Customers – SA Home Insurer Award.
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It's better to be a member
RAA members can receive discounts on shopping and entertainment with RAA Rewards, enter exclusive competitions and access member-only services.
Plus, we love to reward our loyal members with savings on select policies and products.
We're here to help
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Call us
Monday to Friday, 8am to 6pm
Saturday, 9am to 12pm -
Enquire online
Send us a message and we'll contact you -
Find a shop
Drop in and chat face-to-face -
Frequently asked questions
Visit our Help Centre for answers to FAQs, important documents and more
Things you should know
Allianz South Australia Insurance Limited ABN 14 007 872 602 AFSL 232525 (Allianz SA) is the insurer and Royal Automobile Association of South Australia Limited ACN 677 371 274 (RAA) issues this under binder from Allianz SA. RAA do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions, and underwriting criteria apply. Before making a decision about this insurance, please consider the Product Disclosure Statement (PDS) and Supplementary PDS (if applicable) and the Target Market Determination (TMD).
Read the General Insurance Code of Practice and our complaint policy for further information about your rights.
For details on your rights and benefits as an RAA member, please refer to the Membership Terms and Conditions.
Find out how we support our vulnerable members.